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Literacy Month, high Links of London Pink Heart Charm Signature Necklace seniors had the worst scores so far in the six years the survey has been conducted. American teenagers answered only. percent of questions correctly about personal finance and economics. To spotlight youth financial literacy, April has been designated National Credit Union Youth Week. Links of London recognition, Twin Citiesbased TopLine Federal Credit Union has created Get Smart With Your Money, an initiative to encourage kids and their parents to talk about spending, saving, and sharing their money wisely. It's a great way for the whole family to improve financial habits. As part of the program, TopLine is offering seminars, as well as special youth savings challenges and giveaways at each of TopLine Federal Credit Union's seven metroarea branches. As Links of London Power Walk Charm extra savings incentive, TopLine will match dollarfordollar deposits into youth savings accounts, up to, for anyone opening a youth account or depositing into an existing account between April, TopLine will hold financial literacy seminars for ninth through twelfth graders at its Brooklyn Park branch on Tues., April at : p.m. and Sat., April at : a.m. Call TopLine Federal Credit Union at for more information and to register. Additional seminars for different age groups will be offered at other branches regularly throughout Links of London Q Charm year, and that information will be available at "It's important for kids of all ages to understand how money works and be able to make informed financial decisions at some level," says Mark Hodowanic, market manager, TopLine Federal Credit Union, Brooklyn Park branch.